From 1965 to 1967, my dad, Jack Gilligan, served in Congress and helped pass landmark laws like the Voting Rights Act.

If you're under 26, you can stay on your parents' plan. You can go back to school or get extra training without fear of a health catastrophe bankrupting your family. Over three million previously uninsured young adults are now on their parents' plans.

Republican House members, including Tom Price, when he was still in the Republican House, sued HHS, suggesting that payment to insurance companies for cost-sharing exceeded the authority of HHS. That case was basically withdrawn when President Trump was elected, in hopes that the Affordable Care Act would be repealed - but we're back to the law.

The lower income individuals, under any Republican proposal, at least that I have seen, are real losers in the framework because there is not enough subsidy, not enough assistance, for them to realistically participate in the market. Particularly if you halt or rollback the Medicaid expansion, which is for the lowest income workers.

I'm a former insurance regulator. What companies really want and need is some clarity about what the rules are.