Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.
For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.
In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'
I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.
For thousands of years, until about 1850, you see humans accumulating more and more power by the invention of new technologies and by new systems of organization in the economy and in politics, but you don't see any real improvement in the well-being of the average person.
As the biggest library if it is in disorder is not as useful as a small but well-arranged one, so you may accumulate a vast amount of knowledge but it will be of far less value than a much smaller amount if you have not thought it over for yourself.
That which you create in beauty and goodness and truth lives on for all time to come. Don't spend your life accumulating material objects that will only turn to dust and ashes.
In order to be totally spontaneous, you can't be too obsessed with accuracy, but if you're inaccurate in a drawing, it will look fake, and when you act, it will sound fake. You have to find miraculously some proper balance between the two, but there's no formula.
A line, an area of tone, is not really important because it records what you have seen, but because of what it will lead you on to see. Following up its logic in order to check its accuracy, you find confirmation or denial in the object itself or in your memory of it.
If I know you're very good in music, I can predict with just about zero accuracy whether you're going to be good or bad in other things.
Simply put, you believe that things or people make you unhappy, but this is not accurate. You make yourself unhappy.
There's a lot of fuss on the Left about election irregularities, like, you know, the voting machines were tampered with, they didn't count the votes right, and so on. That's all accurate and of some importance, but of far more importance is the fact that elections just don't take place, not in any meaningful sense of the term 'election.'
If you're doing a biography, you try to stay as accurate as possible to reality. But you really don't know what was going on in the person's mind. You just know what was going on in the minds of people around him.
To find a new word that is accurate and different, you have to be alert for it.
We don't always have an accurate view of our own potential. I think most people who are frightened of public speaking and can't imagine they might feel different as a result of training. Don't assume you know how much potential you have. Sometimes the only way to know what you can do is to test yourself.
In reference to Cat Stevens, it is very, very important we have accurate information on our terrorist watch list and our no fly list and that you have a remedy.
What magazines do is curate: we give accurate and trustworthy information. If you have a problem, it's very difficult to go to the web and get accurate information... magazines, at their best, should be an incredible voyage of discovery.
The mind is a superb instrument if used rightly. Used wrongly, however, it becomes very destructive. To put it more accurately... you usually don't use it at all. It uses you.
On American sets, you work 12-, 14-, 16-hour days sometimes. All that volume over a short course of time can actually be less conducive to telling a story accurately.
Fairness forces you - even when you're writing a piece highly critical of, say, genetically modified food, as I have done - to make sure you represent the other side as extensively and as accurately as you possibly can.
